While 65 is an age that many in the industry like to throw out there, financial planning is full of relevant and concrete age-triggered opportunities that do require thought and planning.

As you sit down with your pumpkin spice latte to decide on next year’s benefits, consider these five as a way of shoring up your financial situation and overall health. 

Mucha gente con la que hablo me pregunta a qué me dedico. Les digo que soy un planificador financiero y les pregunto si saben qué significa eso.

Most people don’t take time to create balance sheets because they think net worth is calculated with complicated formulas and forecasts. That results in many households not knowing their net worth and the implications—good or bad—that it conveys.

If you’ve ever thought about working with a financial planner, the best time was yesterday. The next best time is right now. You know this, I know this, everybody knows this. 

In a recent three-part series, I examined two subsets of Fee-Only financial planning compensation: Assets Under Management (AUM) and Flat Fees. I wanted to highlight both compensation models and provide evidence why I believe the Flat-Fee model is a more progressive and inclusive way for financial planners to provide their services to meet the needs of their clients.

Some argue that Traditional is better because the whole contribution gets to grow tax-deferred before you have to pay any taxes on it. Others say Roth is always better because the entire growth will be tax-free. We clear up the confusion.

I’m sorry to say, but a lot. As much as financial advisors like to portray an aura of certainty to their work, a lot of your financial future is riding on luck.

It’s not surprising that people (and even some financial advisors 😬) don’t give tax planning the diligence it deserves. But a good tax plan can often result in thousands (millions?!?) of dollars in tax savings throughout your lifetime.

Rebalancing our lives is like rebalancing our investment portfolios: it’s not a one-time thing. We must continuously see what is getting neglected and resolve to adjust it.

Inflation has given us a huge opportunity to pay less taxes and save more in 2023. Find out how.

You hear it all the time in the advisory industry: We are fiduciaries, we put your interests above ours. But just because someone is supposed to be a fiduciary doesn’t mean they are actually putting your interests first. 

In one of its personal finance columns, the Wall Street Journal recommends that families and individuals ask lots of questions before hiring a financial advisor. We agree. Here are our answers to the WSJ’s questions.

The Certified Financial Planner Board recommends asking your financial adviser these 10 questions. They’re intended to give you the information you need to choose the right financial partner. Here are The Coleridge Group’s answers to these questions.

You would think that as a financial planner my goal would be to convince you that you need lots of money. That’s not what I do.

Not everyone you encounter should know about your financial situation, but people often take this idea too far, to the point that even their immediate family members don’t know about their finances.

When it comes to debt, financial life planning asks us to pause a bit and actually weigh the tradeoffs associated with adding debt to your life.